I personally had a really good experience with Habito. 99% of the communication was through email apart from the occasional call when I was stressing out, during the most intense U.K heatwaves I’ve ever known. I didn’t have to speak to my bank once during the process, and all the documents were uploaded digitally. Now onto the bit you actually came here for. You can get £100 cashback by using my habito referral code. All you have to do is use this link to sign up.

When you sign up with your email address on this link, you’ll be emailed the instructions for how you’ll get the cashback. All you need to do is complete a mortgage or re-mortgage using this link to get that sweet bonus.

When the mortgage or remortgage has completed Habito will give you £100, not bad eh? No catch, Habito take a lovely slice of the pie which they get from the bank so there’s £0 charge to you from Habito at any point. If at any point you need any further info about the Habito referral code, get in touch.

Either email: Hello@TheReferralGuy.co.uk or twitter @ReferralGuyUK

Throughout the process I was assigned the same broker, who was to the point and didn’t try and BS me with add-ons I didn’t need (I’m looking at you broker I was tricked into sitting down with just so I could view a property!)

I told my estate agent mate about my experience expecting a look of quiet surprise but he just replied ‘that’s the bare minimum I’d expect from a broker’. Fair enough.

Either way I was happy with the service. You may find that the interest rate they come back with isn’t that much better than comparison sites, but I like Habito because it takes some of the stress out of what will be one of the most stressful periods of your life. Stress. Also the £100 is a very good incentive for doing very little extra work.

Leave a comment below if it all worked okay. Follow me or send a direct message @ReferralGuyUK on Twitter for hundreds of more referral codes and message me if you want to check that you’ve got the best deal.

Be sure to check the Most Popular referral codes for all the best deals. Also offers change from time to time so let me know if you’ve spotted an offer that has changed and I’ll update it. Much appreciated.

There are lots of variations for how people search for refer a friend codes, some call them promo codes or promotional codes, voucher or discount codes, coupons in the U.S, or even refferal codes if they have misspelled.